Home renovations in Ibiza (@Henry)
Dreaming of that perfect island retreat? Set aside £434 a year, and in 20 years, you could have £8,672 ready to transform your Ibiza home. But with investing, that total could grow to an impressive £12,000 – enough to turn your villa into the Mediterranean haven you’ve always imagined. Picture sunsets, sleek interiors, and a little financial foresight. Now that’s living the dream.
The small print
Just to be clear: we’re not actually selling this product! This shop is simply a fun way to show the potential of long-term investing.
Here’s the important part to remember: when you invest, your money is at risk. It can grow, but it can also go down, and there’s no guarantee you’ll get back more than you put in. We're not recommending any particular investment products here.
The original, “non-discounted price” represents the projected value of your investments by 2044. It’s what this product or experience would cost you to buy in the future. These values are shown in “today’s money,” meaning they’ve been adjusted to account for future inflation.
The "discounted price" is the annual amount you’d need to invest over 20 years to reach that final value. When you add up all your contributions over those 20 years, it will always be less than the "non-discounted" price. That’s because the growth of your investments bridges the gap – giving you the final value for “28% off.”
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